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Monday, August 9, 2010

Identity Theft

You may be aware that identity theft is on the rise as one of the most frequent crimes committed in this age, however are you aware of the different types that affect you in different ways? It scary to really fathom that one person can get a hold of your personal identification information and compromise everything you have worked for your entire life. You can implement better identity theft protection by educating yourself on the ways that someone can steal your identity.
  1. Identity impersonation- Not every crime that is commited is for financial gain. Someone could be wanting to steal your identity to use for various purposessuch as to hide who they are and to impersonate you, through medical means for insurance purposes, and as a sick game to seek revenge.
  2. Social Security purposes- Your social security number and card idenitifies you from anyone else in the United States. It is used for tax purposes, employment reasons, and for obtaining passports. Criminals will steal these numbers to be employed legally, do evade taxes, and to abort the country to avoid criminal recourse.
  3. Medical identity theft- This type theft is occurring more commonly as insurance is expensive and hard to come by. Criminals are using people's identities to steal their medical coverage and receive medical treatments that they do not have to pay for. It is often an insurance agent or medical personel that are committing these crimes. They are commonly inside jobs.
  4. Stealing your driver's license ID- Predators lurk everywhere to reap personal gain when they want to avoid penalties. Driver's licenses hold a great meaning when people can cash checks with the appropriate identification. A criminal can also commit driving crimes that will fall-back to your responsibility and your record.
  5. Credit theft- One of the main reasons an individual or entity will steal your identity is to gain information on your credit cards and bank information. This enables them to charge your cards, steal your savings, and ruin your credit permanently.
You need to enforce your own identity theft protection by practicing safety always. Whether it be on the Internet, in person, by acqaintence or disregard over who to trust, you need to look out for your own well-being by understanding the different ways that someone can steal your identity and greatly alter your life for the worse. You will be very thankful in the long-end when you do not have to go through and endure the pain-staking process of reversing the damage that has been done by identity theft.
Please visit the Identity theft protection site to further your understanding of how you can protect yourself from identity theft.